Crediti deteriorati e struttura delle banche: considerazioni di insieme

The new NPE Regulation, even more rigorous in terms of qualifications and provisions, raises concerns about compliance with the principle of proportionality, especially with regard to the economic and social differences between territories of the European Union. A wise application of the legislation will be necessary in order to avoid to exceed what is necessary to achieve the objective to enhance the resilience of the Economic and Monetary Union to adverse shocks